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Q: I want so setup my Paypal business account to accept credit card transactions and not just paypal payments, but my customers are not offered the ‘pay by credit card’ option and when I look for the “Paypal Account Optional” setting in Profile / Website Payments Preferences I can’t find it! What do I do?
A: Make sure that the email account associated with you paypal business account has been verified (also check that you bank account has been verified too.) if it is not verified the option to pay by credit card will not be available. Once everything is verified the Profile / Website Payments Preferences / Paypal Account Optional should be visible -make sure that this option is ‘On’ and your customers should now be given the option to pay by credit card!

April 14th, 2011 at 10:20 am
Please note that “Paypal Account Optional” is not available for all countries: https://www.x.com/thread/28641